Insurance expenses can pile up if they are quite high, and you can’t afford to not pay them, since consecutive non-payment instantly ends the deal.  Good thing a lot of insurance companies see this concern, which is why they offer cheaper policies.  The premiums are much cheaper than those found on regular insurance plans; however, added benefits, like cash payouts, are significantly lower, some might even be missing.  But if you’re in dire need of truck insurance and you have a rather shallow budget, you can settle for a cheap plan.  Just switch to a more advantageous policy, when you have amassed more profits.